Sunday, May 10, 2009

Comrade Barry Will Take Care Of My Credit Card Bill
So why did I even bother paying my bill to begin with?

Oh, dontchya just love Socialism? Nothing beats the Nannyocracy, does it?

Here's some of the article from Reuters.com; (Emphasis mine) Obama to hold town hall meeting on credit cards

WASHINGTON, May 8 (Reuters) - U.S. President Barack Obama will hold a town hall meeting next week in New Mexico to promote congressional efforts to reform credit card practices, the White House said on Friday.

Banks such as Bank of America Corp (BAC.N)>, JPMorgan Chase & Co (JPM.N), Citigroup Inc (C.N) and Capital One Financial Corp (COF.N) face a new set of rules issued by the Federal Reserve last year aimed at reining in abusive credit card practices. (Didn't the people who signed-up for these credit cards do just that --- sign-up? Here comes that nasty personal accountability again.)

The rules are to be implemented by July 2010, a date some lawmakers and consumer groups complain is too far away to help struggling consumers. (Maybe some of these 'struggling customers' should have held off on that big screen plasma TV... ya think?)

U.S. lawmakers are trying to codify those rules in legislation and send it to Obama this month to sign into law. Legislative efforts are aimed at stopping credit card companies from imposing certain late fees, restricting retroactive rate increases, as well as other questionable billing practices and marketing to minors. (Too bad. This is what happens when we worship our impulses.)

White House spokesman Robert Gibbs told reporters on Friday that Obama will focus on legislation and urge lawmakers to "get something done on an issue of tremendous importance to middle class families. (Now that was a safe little statement. Long on 'I feeeeeeel you', but short on specifics.)

"For many people credit cards provide an opportunity to finance purchases," Gibbs said. "But we think there's a more equitable way to do that and I think that those reforms are on their way through Congress." ("Equitable". How much more equitable could it be!!?? If Joe Schmo failed to go into his agreement with whatever credit card company with both eyes open... that's his fault. Oh, and what "reforms" do you have in mind?)

The American Bankers Association trade group, which represents many of the biggest credit card issuers, have warned that legislation could reduce the amount of credit available and make it more expensive for card users going forward. (But everyone who gets their credit card bailed-out will be beholden to the government. And that's exactly what they want.)
This kind of reminds me of a posting I did back in 2006 entitled "The Theology of Victimization". A heavy chunk applies here;
A saw a few commercials lately that have gotten my brain housing group kicked into high gear.

The first commercial was for a miracle diet pill. The hook went along these lines... stubborn belly fat is not your fault! The second one was for some get-out-of-debt-painlessly scam, and their hook was if your in credit card debt over $5,000, you are a victim!

First off, I have stubborn belly fat because I shovel too damn much chow down my throat. Secondly, I have $5,000 in credit card debt because I spend too damn much money on superfluous bullshit that I don't really need.

Lent is a matter of hours away, and that got me to thinking. How many times have we heard huckster priests with their happy-happy joy-joy, I'm OK - your OK sermons? Too damn many... that's how many. Any shyster who dares preach that we mere humans are essentially good, simply doesn't know their basic theology. Sure, we strive to be good, but then that nasty old Original Sin rears it's ugly head. Face it, it's easy to be evil, it's tough to be holy. That's why we strive for holiness.

I've come to three basic truths that miracle diet pill manufacturers, scam artists, and Satan hate to hear;

1. Stubborn belly fat ~ my fault
2. Credit card debt ~ my fault
3. Sins on my Immortal Soul ~ my fault

...and don't let anyone tell ya different.
That was over 3 years ago. I've got a current outstanding balance on my Visa of $10.99. Oh, and I've lost 75 pounds.

Damn it all... I should have waited for The South-Side Stooge to descend from the clouds to the columns. He would have paid-off my credit card, made my teeth whiter, ensured I could run faster and jump higher, fight women off with a stick, have self-esteem, friends, kissable fresh breath... you name it.

By the way, if anyone should want to know the secret for getting out of credit card debit, I'll tell ya. Shhhhhh..... come closer.

Take a pair of scissors to your credit cards.
Pay your damn bills.
Only spend money you physically have.

1 Comments:

Blogger Coffee Catholic said...

Hmmm. I wonder if The One can come up with a Federal program that will help me wax my legs? After all, it's not *my* fault that they get hairy. I'm a victim!

12:22 PM  

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